Once upon a time, I was a different person. In fact, I was so different that it’s hard for me to remember what my life was like before I started on this path of personal growth. But here are five lessons that have been invaluable in my journey from 45 to who knows where:

Live in the Present.

What are you doing right now? If you’re reading this, chances are it’s because you’ve decided to take a break from whatever else is on your plate. That’s great news! Reading is good for your brain and can help keep you sharp in your later years—but there’s no point in reading if all it does is remind you of how many things there are left on your to-do list. Instead of letting yourself get caught up in thoughts about everything else that needs doing, try focusing instead on the moment at hand: what are these words trying to tell me? How do they relate to my life?

Living in the present now can be difficult when we are preoccupied with regrets from the past or worries about what might happen tomorrow or next week. We will find ourselves more satisfied with where we are and able to focus on small but important changes for improvement if we train ourselves to live fully and completely each moment as it occurs (including taking time out for just being), rather than waiting until some hazy future milestone arrives before feeling good about ourselves once more.

We know that mindfulness isn’t easy—but it becomes easier as we practice! Keep reminding yourself why focusing on what matters most right now will make a difference when aging gracefully into those golden years down the line…

Giving is better than receiving.

At the age of 45, I have come to realize that giving is often better than receiving. Giving allows you to be selfless and feel the joys of helping others, while also building relationships with people in your community and beyond. It’s great for your mental health as well because it has been shown that those who give are happier than those who don’t! Here are some ways you can give back:

  • Give back to your community by volunteering at an organization that you care about or donating food or money to people in need through organizations like Food Bank Canada or local food banks in your area.
  • Give back by helping a friend out financially when they need it most — whether it’s paying off debts or covering rent for a few months until they get back on their feet again (and maybe even offer them some advice).
  • Even little things count too — writing letters/emails/cards; sending flowers; baking cookies; making phone calls; donating old clothes etc., etc..

Take responsibility for your actions.

 It is only when you take responsibility for your life that you discover how powerful you truly are.

– Allanah Hunt

In your relationships with your loved ones and with yourself, it’s crucial that you accept responsibility for your own actions. Internally, accepting the consequences of your actions and decisions improves your sense of self-respect, enhances your mental health, and gives you a greater sense of control over your life.

When you decide to take responsibility of your actions make sure you are honest with yourself about what you can and cannot do, or what you have or have not learned in life. Additionally, don’t blame others for problems that are ultimately yours to solve or face alone and also don’t make excuses; they only serve to delay any progress toward solutions, which is all anyone wants anyway! No matter how difficult it may seem, there are always solutions to the things we struggle with—we just need help finding them sometimes. Asking for help does not mean that one is weak or incapable, it means one is mature enough to know when their limits have been reached so far as their strengths go. If something needs fixing or changing within yourself or another person who has wronged you in some way (or even just hurt by accident), then take responsibility by being proactive instead of reactive so that nothing like this ever happens again!

Come to grips with your guilt and make amends if necessary.

When you let someone down or fail at something, it’s easy to feel bad or guilty. I’ve found that accepting responsibility for my decisions and my mistakes can be helpful. That said, I’m not perfect and sometimes I do things that hurt people or damage relationships.

Don’t beat yourself up if this has also occurred in your life. Instead of dwelling on the past, take action now by acknowledging your guilt, apologising where appropriate and making amends if possible (or at least trying). No regardless of how small or big the issue was, just admit it when it happens so that you can go on. 

Express yourself.

Expressing yourself is important. It’s okay to disagree with people, let them know how you feel, and tell them what’s on your mind. Sometimes we have to voice our opinions when other people say things that upset us or make us angry. Don’t hold back! If it’s something that needs to be said, there’s no point in keeping quiet about it.

And even if you don’t speak up every time something bothers you—or even if nothing ever does—it’s still okay for you to ask for help when needed (and trust me: there will be times when this happens).

“Expressing emotions doesn’t make you weak, it makes you real.”

It’s never too late to set a new course in life.

You can decide to do what you want to do when you want to do it, whether that is now or later. You might be feeling like life has passed you by and there’s no hope of reaching your goals, but know this: anything worth having takes time and effort. It doesn’t come easy, but it will come if you keep working at it.

If your goals aren’t coming easily for whatever reason (maybe they’re out of reach or just haven’t been figured out yet), consider learning some new skills that could help get them closer! Maybe technology will help with one part of the problem—there are so many resources nowadays for learning about coding, web design and more! And if technology isn’t your thing? The library has books on just about everything under the sun!

At 45 years of age, it’s never too late to change your course in life. You can start with these five life lessons and move forward from there. The biggest lesson is learning how to live in the present moment instead of worrying about tomorrow or yesterday. It’s also important to be grateful for all the good things that happened in your past while still looking forward towards what lies ahead!

RUCHI RATHOR Founder & CEO
Payomatix Technologies Pvt. Ltd.
FOUNDER AND INVESTOR | PAYMENTS PROCESSING EXPERT | MERCHANT ACCOUNT SOLUTIONS | WHITE LABELLED PAYMENT GATEWAY | Dreamer, Creator, Achiever, Constantly Evolving

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